The Center for Economic Empowerment and Business Development seeks resources to develop and implement initiatives that empower individuals, entrepreneurs and disadvantaged business entities to become successful.
The League provides community wealth building and job creation strategies in the urban area of Jacksonville where opportunities may be stagnant. Training, workshops, individual coaching sessions bring together entrepreneurs, financial institutions and other affiliates and partners to ideate and initiate capital investments that improve the community’s quality of life, particularly in asset poor households.
In addition to advocating for small business growth, the League provides financial literacy, home ownership and financial counseling workshops and supportive economic enterprises to aid individuals in realizing their personal economic goals.
Education and Counseling
For 28 years, the Jacksonville Urban League has been a HUD-approved housing counseling agency. Program coordinators are certified under Federal Housing and Urban Development (FUD), tile National Federation of Housing Counselors and the Neighbor Works Training Institute.
The Housing Education and Counseling Program (HECP) and the Comprehensive Housing Counseling Program (CHCP) have been combined under the heading of the Housing Initiatives Program (HIP]. The HIP provides counseling and educational programs in the area of homelessness to home ownership. Its primary focus is to provide home ownership opportunities to low-and middle-income families who may not receive services from traditional financial institutions.
Currently the Housing Initiatives is funded by the City of Jacksonville, National Urban League and local lending institutions. First-Time Home Buyers education programs are offered monthly to prepare potential homeowners for the home buying process. A comprehensive 10-hour program covers such topics as qualifying for a mortgage, obtaining a mortgage, closing loans, responsibilities of home ownership, understanding credit scores and history, and credit enhancement.
The HIP offers Budget and Money Management classes, as well as the Money Smart curriculum to Jacksonville residents. Loss Mitigation training was field in collaboration with more than 25 representatives from Legal Aid. local lenders and other HUD-approved housing counseling agencies.
First Time Homebuyer Class Fee is $50 per household paid by cash, cashiers check or money order. Credit card and online include a $5 service fee for a total of $55.
Several entrepreneurial programs are offered through the Jacksonville Urban League Economic and Community Development Foundation. Click her to learn more.